Health Insurance
Insurance for those under 65
Trying to navigate through all the information and changes with health insurance plans can be extremely confusing.
We can help you determine your eligibility for a subsidy and help you with your application – either on the marketplace (healthcare.gov) or directly with an insurance company. We want you to have the best coverage at the best price – with the plan that fits you best! Most importantly, having an agent to advocate for you is always a smart decision.
We are certified to offer plans with all the major carriers in Wisconsin and can help you understand the differences in their plans – things like networks, maximum out-of-pocket, and all the abbreviations – HMO, PPO, POS. At the end of the day, we want you to understand your plan. And when you have questions, we’re a quick phone call or email away!
Marketplace (ACA Plan)
Known by several names (the Marketplace, Obamacare, the Affordable Care Act), this insurance is what you want if you are under 65.
- Plans are found on Healthcare.gov website
- Covers all pre-existing conditions
- May get a reduced price based on income level
Short Term Medical
- Plan option if you missed open enrollment period and are not eligible for a special enrollment period
- Does not cover pre-existing conditions
- Limited prescription coverage
- Designed for a short period of time to fill a gap of coverage. Examples could include:
– A person who is not eligible for a special enrollment period and needs coverage.
– A worker who is transitioning jobs and needs to fill a pause in coverage.
– A college student who needs temporary coverage over summer break.
Business Health Insurance
If you own a business, we can help you determine whether an individual or a group plan fits your situation best. Contact us at 800-634-8936 or info@coveredbridgeinsurance.com to learn more. You can also make an appointment by clicking the button below.