Why Work With Us
We Advocate for You
We are independent agents who offer a wide variety of products. Out goal is to provide the best options that suit you.
Expert Recommendations at No Cost
The price of health insurance does not change when you use an agent. We tailor your coverage, and you cannot be charged to get our expert advice.
Customer Service
We value customer service and are committed to walking alongside our clients. We are here for you when you need us.
Our Staff
Loretta Smith
Owner and Licensed Agent
An extrovert, Loretta loves talking with clients to help them understand the options available to them as they look for resources to protect themselves and their families. Originally working at a brokerage firm out of college, she then worked for other financial planners and insurance agents and even did tax preparation while her boys were growing up. The combination of all her experience over the last 35 years ensures we are looking at the best plan options for each individual client. When she isn’t working, Loretta enjoys reading, cooking, crafts and spending time with her husband, Steve and their family.
Melanie Petsch
Licensed Agent
Nothing puts customer’s quite at ease like knowing they are working with someone who has experience. Melanie has been working in the insurance industry for over 21 years and with Loretta in Medicare for over 14 years. Outside of assisting clients, Melanie enjoys reading a good book and spending time with her grandchildren.
Keeping your needs and budget in mind, we strive to create a partnership of trust, providing you with the tools for making informed decisions on Medicare plan selection, Health coverage choices, and other products to protect your greatest asset – YOU!
With our combined background knowledge of investments, insurance, and claims processing, we are uniquely equipped to help you with the purchase of quality protection, and also with any assistance you might need when you actually need to use your coverage.
So, whether it’s time to look into a new medicare or prescription plan — Or if you need help determining your qualifications for a health plan subsidy and applying for a plan for your family (either on or off the marketplace), we can help.
And, once these basic protections are in place, we can answer your questions and help you explore other important life planning tools — from enhancing your understanding of complex things like Long Term Care and Disability income plans, to helping you with important coverage like Life, Accident, Critical Illness, Dental and Vision – we’re here to help.
If you have a small business, we can help you provide your employees with the coverages they need to protect their families as well.
We’re here to answer your questions and to help! When it comes to protecting you and your family, “We’ve got you covered”!
