Health Insurance Companies

Click on a provider below to learn more about them.

Plan Types

	HSA Style Plan	$0 Deductible/ Copay Style Plan	Traditional Plan
Deductible	Generally, $7,000 then 100% coverage	$0 (Separate prescription deductible)	Higher initial deductible on plan (from $3,000 to $8,700)
Max Out of Pocket	$6850-7500	$9450	$9450
Advantages	Can make HSA contributions to lower your income (and increase subsidy a bit)	Lots of copays from the very beginning	Higher deductible but a few copays before-primary care visits, etc. You get a few copays if needed and lowest premium
Disadvantages	All costs are up front to you	No HSA Contribution $9450 Max Out of Pocket	No HSA Contribution $9450 Max Out of Pocket

	Network
Anthem BCBS	Ascension Only
Anthem BCBS Preferred	Most major carriers in Wisconsin
Aspirus	Aspirus, Ascension, Aurora, Belli, Gunderson, Holy Family, Reedsburg Area Medical Center, ThedaCare, UW Health, Children’s Hospital of WI, Medical College of WI
Chorus	Ascension, Froedtert, Medical College, Children’s, ProHealth, United Hospital, Rogers, Bellin, Door County Medical Center, Holy Family Memorial, Independent Physicians
Common Ground	Aurora, Children’s (for children 17 and under), Watertown Regional Medical Center ThedaCare, Bellin, Dickinson and Door County Medical Center
Dean	ProHealth, Dean Clinics, Agnesian, SSM Health and other hospitals
Molina	Aurora, Children’s (children age 17 and under) Froedtert South in Kenosha, Prevea, Health Sisters Health System, Fort Healthcare, Door County Medical Center, Holy Family Memorial Dickinson
Network Health	Ascension, Froedtert, Medical College, Children’s
Quartz	UW, Aurora, American Family Children’s Hospital, Meriter, Gundersen, ProHealth, Southeast Health Care, ThedaCare, Freeport Health Network, Southwest Health Care, UW Health, Swedish American Hospital